Buying your first home? Get started in 3 steps

May 7, 2019

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Whether you are newlyweds starting out, a single person, or an established family, buying your first home takes preparation.  Where do you start?

 

First, you need to figure out what you can afford. If you are currently renting, use your monthly rent payment as a basis for what you’ll want your monthly mortgage payment to be. Often, you will pay less for a mortgage than rent, but there are a few extra costs in owning a home versus renting (property taxes, maintenance, etc.). A Realtor can help you determine those and other costs ahead of your home purchase.

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Important things to consider when buying a waterfront home

April 23, 2019

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Whether you are thinking of river or ocean front property, I can help you find the right home! There are several reasons to live on the water—waking up each morning to the waves crashing or ripple of the river, enjoying a beautiful sunset over dinner on your own deck, or having water recreational activities steps outside your door.

 

But there is so much more to waterfront living than relaxation and beauty. There are health benefits, too. According to the Lung Institute, areas closer to salt water offer better air quality for your lungs (learn more here). Living on the water also contributes to better sleeping habits and active lifestyle. Your home can be the vacation from your everyday stressors!

 

When choosing a waterfront home, be sure to check out the property thoroughly. Think about how you would like to use the property. What do you care about most? What are your priorities when it comes to waterfront living?  What water activities do you enjoy and what lifestyle needs do you have?

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Are you retirement ready? Consider your options!

April 10, 2019

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Are you prepared for retirement? There are several ways to help ensure you are ready for that next chapter in your life, either through a 401k, established savings plan, or real estate.

 

401k planning: To be prepared to live your best life in your golden years, start investing as much as you can, as early as you can.  This means putting a little away for retirement and letting compound interest work in your favor. If your employer offers a traditional 401k, you can contribute a little extra money to it every month without feeling a huge hit to your monthly budget.

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Are you retired (or close to it) and wondering where to go?

March 20, 2019

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If you are retired or nearing retirement and considering your next move, an active adult community may be a great option for you. So, what do you look for when purchasing your active adult community home? Do you understand the costs associated with a 55+ community?
 
Many active adults move to downsize, relocate closer to grandchildren, find security, improve their transportation situation, or join a community with like-minded adults. 
 

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Why should you use a Realtor?

March 5, 2019

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New Construction models are everywhere these days.  Even if you are purchasing a home built in a new community, it is important to use a Realtor to advocate for you. Site agents can be very helpful in selecting upgrades, floorplans, and any details for the new home but, the Builder sales representative represents the Builder.

 

I can help you find a new home and as a Real Estate Agent, I can assist with contract terms, negotiating price, adding upgrades, & finding money for closing costs. In addition there may be other financing options outside of the builder options.

 

The most important aspect of having a Realtor® work with you… it is FREE!  The builder or seller pays me when you are clear to the Builder Sales representative you are working with me and will have my assistance throughout the purchase process!

 

 

 

 

 

 

 

 

 

If you are considering buying new construction or resale, call me to take a look today, 904.673.4526 or contact me at ronsava@comcast.net or visit my page https://www.facebook.com/RonatDavidsonRealtyIncStAugustine/

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