Cowford Title, Leigh Insurance, and Chris Austin Support Davidson Cares Clay Day

December 19, 2022

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Davidson Cares Clay Day is a day to support organizations in Northeast Florida that are making a tremendous impact in the community. For seven years, this annual event has continued to bring together community leaders who are united in making the First Coast a better place for all. With the generous support from sponsors, Davidson Cares Clay Day is able to maximize fundraising efforts to make sizeable impacts on each of the organizations that benefit each year. 

 

Cowford Title

For the last two years, Cowford Title has been the Davidson Cares Clay Day cart sponsor. Davidson Realty is proud to use Cowford Title services regularly and work with their team closely. “The team at Cowford Title has great hearts. They love to support the community, specifically foster children and other worthy local causes,” shares Sherry Davidson, President of Davidson Realty. Cowford Title is people focused and, like Davidson Realty, values relationships. “Cowford Title decided to continue to be the cart sponsor for Clay Day because Davidson Realty has been such a constant advocate for Builders Care over the years. Cowford Title is proud to support entities, like Davidson Cares, which has a long-standing record of giving back to our local community and supporting non-profit entities like Builders Care,” shares Chad Dean, President of Cowford Title.

 

Leigh Insurance 

In addition to the sport shooting event during Davidson Cares Clay Day, a popular and exciting element is the raffle items. This year, Leigh Insurance generously sponsored the gun raffle and cigar table. This raffle item was a new addition this year, but one that caught the eye of participants and those interested in supporting the event. Leigh Insurance also provided each shooter with a quality cigar which made the event extra special. “Clay Day is a fun day that we look forward to each fall and a great opportunity to give back to the community. Leigh Insurance enjoys being a sponsor knowing the contributions are going to organizations doing incredible work. We are honored to participate and be a sponsor for Davidson Cares Clay Day each year,” shares Sally Jaudon, Business Manager at Leigh Insurance Agency. 

 

Chris Austin

Many of the Davidson Cares Clay Day sponsors have truly become an extension of the Davidson Realty family, and Chris Austin of First Coast Mortgage Funding is no exception. “Chris Austin is a lender our team works with very closely. Chris has an office in our building and participates in many of our team activities like lunch and learns, pizza and personal notes, birthday celebrations, and our trivia night. Chris also recently joined our team in our ramp build with Builders Care,” shares Davidson. Chris Austin graciously sponsored the wonderful lunch for Clay Day and assisted with set up for the event. “Being able to sponsor the lunch for Clay Day was the least I could do to help the great charities Davidson Cares continues to support. To be a part of an event like this one that at the end of the day gives so much money to organizations that will help the people who need it most is an honor and a privilege,” share Chris Austin. 

 

Davidson Cares Clay Day

The 7th Annual Davidson Cares Clay Day was held on October 20, 2022, at Jacksonville Clay Target Sports. Davidson Cares Clay Day included two-sport shooting events, beginner skeet, and sporting clay. Individuals and teams from beginner to expert levels participated.

 

In association with the event, there was a raffle contest. Prizes included a 65-quart YETI cooler with 13 full-size liquors and a 12-Gauge Beretta A400 XCEL Sporting shotgun.

 

Money raised from the event and raffles went directly to Builders Care, St. Augustine Youth Services (SAYS), Investing in Kids (INK!), Port in the Storm Homeless Youth Center, and Hope is Restored.

Fed Rate vs Mortgage Rates……what gives?

March 23, 2020

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Posted by in News

Ah yes! This has been a popular topic since the Federal Reserve’s emergency rate cut to a range of 0% to .25%.

 

Coming off March 9 mortgage rates that were at historic lows to—not even four days later—being about a full percentage point higher, the Fed again cut the rates on March 15. This is what’s going to send mortgage rates to guaranteed rock bottom lows, right?

 

In the words of famed football coach and broadcaster Lee Corso, “Not so fast my friend!”

 

The Fed Funds Rate deals more directly with short-term rate items like credit cards, savings rates and bank-to-bank short-term loans. You may see a credit card APR go down (YES!), but generally, the Fed rate is not a consumer lending rate.

 

Although the mortgage rates have a tendency to mirror the direction of the Fed Funds Rate, it is never a direct correlation.  Remember, the Fed Funds Rate is for short-term rates and mortgages are not short-term.

 

So, what IS going to happen? 

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