How to Find Your Ideal Square Footage

June 25, 2019

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New construction homes in the U.S. continue to inch a little larger each year, however the number of family members in the average household remains steady. This leaves many buyers scratching their heads and asking, how much house should I buy?

 

Since all residents generally meander around the entire house, estimations are individual and approximate. Some online sources estimate as high as 1,000 square feet per person while others dip down to 100 square feet per person. Many estimates fall around 500 square feet per person.

 

One Atlanta architect recommends calculating a ratio between bedrooms and living space. He said, “A rule of thumb that we have is: for every bedroom, you need to provide places for two people to sit in the dining area and living area.”

 

Before you start doing any math, there is another huge consideration: how much is right for you.

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400 Families in 2019: Meet The Zuberbier Family

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What’s the best time to refinance? Use this simple rule of thumb

June 24, 2019

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Posted by in News

As mortgage professionals, we are often asked about refinancing, especially at times like these when interest rates are historically low.

 

In addition, every time you turn on your television or go online, you are bombarded with advertising encouraging you to refinance now! But when should you consider refinancing?

 

In a normal interest rate environment and in Florida, the “rule of thumb” is that if you can reduce your rate by 2%, and plan to stay in your home for more than 2 years, you will begin to realize some actual savings. The math is simple:

 

On a 30-year fixed rate loan of $200,000 at a 6% interest rate,your payment (principal + interest) would be $1,199.10.


If you secure a new rate of 4% on the loan, your payment would go down to $954.83. That is a payment reduction of $244.27 a month.


Over 24 months, that’s a net savings of $5,862.48!

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Katelyn Chapel joins the agent team at Davidson Realty

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Posted by in News

We are thrilled to welcome Katelyn Chapel to our real estate sales team in Jacksonville Beach! Katelyn brings to Davidson experience in yoga instruction and home renovations.

 

“Katelyn is dedicated in all things she does. I’m confident her customers will benefit from her positivity and commitment to customer service,” said Sherry Davidson, President of Davidson Realty.

 

Originally from Grant, Florida, Katelyn earned an Associate’s degree from the University of North Florida and later worked as a certified yoga instructor in Colorado. After Katelyn and her husband Nick purchased their first fixer-upper home, she became interested in real estate and soon earned her license.

 

The couple recently moved back to Florida where Katelyn joined our Jacksonville Beach sales team. She is eager to help buyers and sellers at the beaches and throughout Northeast Florida.

 

When she’s not helping customers or renovating, you’re sure to catch Katelyn enjoying the outdoors! A nature enthusiast, Katelyn loves spending time combing our beaches for trash (and treasures), hiking and trail jogging, kayaking, and spending quality time with her rescue lab Messi.

 

Welcome to Team Davidson, Katelyn!

 

TREE TREASURES or ROOT FEAR

June 19, 2019

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Our region is green. We have extensive greenbelts of interconnected, preserved forested lands, distinguished with a variety of native trees. Our towns, communities and neighborhoods are populated with countless planted trees. In many instances, the built environment blends and meshes with the natural one to create a complete “green scene”.

 

According to the USDA’s official Plant Hardiness Zone, we are in Zone 8B – which is a thin string stretching from Savannah, down the Georgia Coast, thru Jacksonville, then due west along the Florida Panhandle, into southern Louisiana and deep south Texas. The northern portion of the next southern zone, Zone 9, lies just southeast, brushing the greater Jacksonville metro area and reaching into St. Johns County, near the ocean. Zone 8B is a temperamental zone. Appalachian-friendly plant species don’t like the heat and humidity of the Zone. Sub-tropical and tropical beauties, from points south, don’t fare well in our seasonally-cold events. These factors limit the number and variety of native plants in our region.

 

The silver-lining is that the variety we do have, flourishes. Rapid and lush tree growth is evident in both our forests and in our planted yards and commons. Many tree types readily respond to our soil and climatic conditions. When all related factors are in synch, our forests sustainably mature and our planted trees grow healthy and strong.

 

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