2018 Down Payment Assistance Program

April 12, 2018

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Posted by in News

I’m Troy Silhan, Production Manager at Bank of England Mortgage and this is my very first blog post. Today I wanted to talk to you about our new Down-Payment Assistance program called the BOE100. The difference I’ve found with people buying and not buying is being able to get a down-payment together. This is our way to help make a difference to those in that situation. Here’s a few other reasons why I like this program:

  1. You don’t have to be a first time homebuyer. Unlike the FL Bond you could actually even own a home currently and still use this program to purchase a new place.
  2. Unlike the Bond $7,500 program, this is forgiven after 36 months. The bond has to be paid back.
  3. The Debt to Income Ratio is also much higher than compared to the FL. Bond and USDA. For USDA you have a max DTI of 41%, while for Bond it’s 45%. Using the BOE100 it goes up to 55% for the Debt to Income. Allows someone to find more home with their monthly income and monthly debts.

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Our Very Own Jim Davidson Tells the History of World Golf Village Tomorrow Night!

September 4, 2017

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Davidson Realtor Shelley Nemethy’s quarterly Speaker Series event is presenting another great event tomorrow night, September 5th, at 6 pm at Davidson’s World Golf Village office. Jim Davidson, President of Davidson Development and Developer of World Golf Village, will be presenting on how the community came to be from conception to completion.

Realtor Shelley Nemethy and Bank of England Mortgage Banker Andrew Merritt continue to sponsor these free quarterly events, which feature different guest speakers and a range of interesting topics for the public. This one is particularly exciting to hear Jim speak, as he was the driving force behind the community’s strategy, establishment and growth. Read more

Davidson’s Popular Jax Beach Networking Event Moves to Larger Space!

June 19, 2017

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Davidson Realty’s monthly Jax Beach Networking Event is moving to Southern Swells Brewing Co.! The Jax Beach Networking Group has really taken off and grown from 20 attendees per month to 70+! The next event is this Wednesday, June 21st beginning at 6:30 pm. Professionals from all industries are welcome to join in on the fun. Read more

Find Out How to Stage Your Home For Sale & What Hot Design Trends are Coming This Summer on June 6th!

June 2, 2017

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“Staged to Sell” is the topic for our upcoming World Golf Speaker Series presented by Davidson Realtor Shelley Nemethy and Bank of England Mortgage Banker Andrew Merritt! The event features interior design expert Donna Mancini, owner of Donna Mancini Interiors & Flooring. This event is for everyone, whether you are planning on selling your home or just looking for design tips!

Donna will be providing guidance and tips on staging a home to appeal to buyers, as well as new design trends for the summer! The event is located at Davidson Realty’s office at the entrance to World Golf Village (100 East Town Place, 32092) on June 6th from 6 – 7 pm. Refreshments will be provided by Bank of England. Read more

Davidson launches World Golf Speaker Series beginning March 7

February 27, 2017

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Great news for World Golf Village residents (and future residents)! We are teaming up with Davidson Realtor Shelley Nemethy to launch a World Golf Speaker Series to provide real estate related information to the growing St. Johns County community.

Each quarterly event will include a featured speaker and refreshments provided by Bank of England. Read more

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