November 25, 2009

Free Webinar Series: Avoiding Foreclosure, Starts December 1st

Posted by Caryn Best in Distressed Properties, Events, Foreclosures, Short Sales, Webinars

9 Ways to Avoid Foreclosure

Don’t miss the encore presentation of our free, educational webinar series titled “Avoiding Foreclosure” in December. The online webinar series offers the following presentations for homeowners in distressed situations:

Dec. 1, 2009 at 10 a.m. EST: “Why You Should Avoid Foreclosure”
Register at https://www1.gotomeeting.com/register/859811800
Sherry Davidson, President of Davidson Realty, Inc., will lead a discussion with Mirtha Barzaga, an agent with Davidson Realty and Kevin Koscinski, a mortgage loan officer with Bank of America. Barzaga will share information about how she has helped northeast Florida homeowners to avoid foreclosure, as well as how she educates them on the impact a foreclosure would have on their jobs or security clearance. Koscinski will share his experience about impacts to credit score.

Dec. 10, 2009 at 10 a.m. EST: “How to Avoid Foreclosure”
Register at: https://www1.gotomeeting.com/register/584635016
Sherry Davidson, President of Davidson Realty, Inc., Suzy Evans, an agent with Davidson Realty, Inc. and Damien Blumstein of Dolphin Mortgage will (more…)

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October 30, 2009

Free Real Estate Webinars Start Next Week

Posted by Alayna Oram in Distressed Properties, Events, Foreclosures, Short Sales

Davidson Realty is offering a series of free, educational Webinars to home buyers, investors, real estate industry professionals and others interested in learning more about real estate.

As millions of American families are currently enduring the difficult prospect of foreclosure, the first series kicks off in November with three Webinars about the different opportunities available to families and individuals facing foreclosure.

The first series is designed to help homeowners who are in distressed situations understand their options with the foreclosure process. The following topics will be presented with this first series:

  • Nov. 5, 2009 at 10:00 a.m. EST – “Why you should avoid foreclosure”
  • Nov. 12, 2009 at 10:00 a.m. EST – “How to avoid foreclosure”
  • Nov. 19, 2009 at 10:00 a.m. EST – “More information on the short sale option” (more…)
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October 29, 2009

Davidson Realty’s 25 CDPEs Help Northeast Florida Homeowners Facing Foreclosure

Posted by Alayna Oram in Distressed Properties, Foreclosures, Short Sales

DR CDPEsThe housing crisis and financial crisis in the U.S. are causing tremendous stress and heartache for millions of families across the nation who are affected by the prospect of foreclosure. A majority of those homeowners will endure the foreclosure process without the guidance, assistance or advice of real estate professionals.

Real estate professionals with the Certified Distressed Property Expert® (CDPE) designation have trained extensively to understand the options, solutions and most effective methods for dealing with homeowners facing hardships; and Northeast Florida’s Davidson Realty, Inc. has a Distressed Properties division and 25 CDPEs on staff to provide solutions for homeowners facing hardships in today’s market. (more…)

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October 21, 2009

Putting Things Into Perspective

Posted by Sherry Davidson in Distressed Properties, Foreclosures, Short Sales

DSCN0205Karen Palmer and I just returned from Atlanta, GA (my hometown) where we attended the Buffini & Company Turning Point Retreat. Brian Buffini is always a dynamic and entertaining speaker but he was very passionate about his message in this presentation.

Brian began the morning by discussing perspective. The economy and the real estate market are cyclical but when we are in a downturn like we have been for quite some time, it feels like it will last forever. We went through the history of the United States to reinforce that this too shall pass. The real estate market will rebound like it has every time before.

We looked at the National Association of Realtors statistics to understand how many Realtors have left our profession. Many of the Realtors with less experience and knowledge are no longer selling real estate, which only supports the fact that it is in your best interest to work with seasoned real estate professionals. (more…)

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October 14, 2009

What is Foreclosure?

Posted by Sherry Davidson in Distressed Properties, Foreclosures

DSC_0326Are you are struggling to make your mortgage payment and afraid your home may be foreclosed? You are not alone. There are many foreclosures in St. Augustine, Jacksonville and the rest of the Country.

Many people don’t understand how foreclosures work. Foreclosure is a process with four phases.

1. Default – You must miss a payment or more likely several payments to be in default. You may also enter the foreclosure process if you miss payments to a local taxing authority, a condo association or a homeowners association.
2. Legal Notice – The lender or foreclosing party must notify the owner that they are entering into the foreclosure process. In Florida they file a Notice of Lis Pendens. The owner will be personally served with the document and/or the foreclosure will be published in accordance with the local statutes.
3. Bank Sale or Auction Date – In Florida a Judgment of Foreclosure is filed that sets a sale date. The full amount due including penalties will be listed in the Judgment. On the sale date the property will be sold at the County Courthouse. (more…)

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